Digital Banking

Automatic Debits and Recurring Payments: How to Identify Them in Your Bank Account

Learn how automatic debits, recurring payments, and subscriptions may appear in your bank account and what to review before authorizing them.

Current Balance vs. Available Balance: How Pending Transactions Affect Your Account

Learn the difference between current balance and available balance, how pending transactions and holds affect each amount, and what to review.

How to Read a Bank Statement: Balances, Transactions, and Fees

Learn how to read a bank statement, including balances, deposits, withdrawals, fees, pending transactions, and how to check the numbers.

What Is an ACH Transfer and How Does It Work

A plain-language explanation of ACH transfers, what they are commonly used for, how long they can take, and how they differ from other electronic transfers.

What to Do About an Unauthorized Bank Transaction

Steps to take if you notice a transaction or transfer on your bank account that you did not make or authorize, and how the dispute process generally works.